Find out which health insurance options might work for you

Explore these options:

1.	Medicaid		Medicaid provides coverage for low income children, families, the elderly, and people with disabilities. Pregnant women may qualify with higher incomes.
2.	Medicare		Medicare covers people 65 and over and certain people under 65 with a disability, and people with end-stage renal disease.
3.	Health Insurance Through Work		You may be eligible for coverage through work at your job or your spouse's.
4.	Health Insurance Plans for Individuals & Families		If you do not have job-based or other coverage, you may want to buy a policy from a private insurer.
5.	Pre-Existing Condition Insurance Plan (PCIP)/High Risk Pool		You may qualify for a pre-existing condition insurance plan or a high risk pool, which helps people who have a hard time getting insurance find coverage.
6.	Finding Care You Can Afford		There may be local facilities that provide free or reduced-cost care, whether you're insured or not. What you pay depends on your income.

Do you need to pay taxes on earnings while receiving Social Security benefits?

If you are receiving Social Security benefits you still have to pay Social Security and Medicare tax on your earnings if you continue to work!

Whenever you work in a job covered by Social Security, your employer must deduct your Social Security and Medicare taxes from your salary and must pay the equal employer's share of the taxes. This is true, regardless of your age.

If you are self-employed while getting benefits and the annual net profit from your business is more than $400 that, too, is covered by Social Security and Medicare taxes. You must report those earnings and pay the Social Security and Medicare taxes when you file your personal income tax return.

The Internal Revenue Service (IRS) is the authority on all tax matters including the collection of Social Security taxes.

You can direct your questions to the IRS by:

• Calling their toll-free number, 1-800-829-1040; or
• Calling or visiting any local IRS office; or
• Writing to the national address of the IRS which is: Internal Revenue Service 1111 Constitution Avenue, NW Washington, D.C. 20024; or
• Accessing the IRS website.

Source: http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/492